Commercial property limits and valuation
Evaluated the insurance placement process, replacement-cost estimation, communications concerning requested limits, and producer practices following a major property loss.
Agent and broker standards of care
Reviewed applications, proposals, policy forms, renewal records, and communications in matters alleging failure to procure requested coverage or adequately document the transaction.
Commercial auto and motor-carrier coverage
Analyzed policy schedules, named-insured issues, endorsements, federal filings, and the relationship between separate business entities and their insurance programs.
Drive-other-car and hired-auto issues
Evaluated the application of commercial auto endorsements and coverage terminology to vehicles rented or used personally by scheduled individuals.
Certificates of insurance and risk transfer
Reviewed certificates, contracts, additional-insured requirements, policy endorsements, and the practices of producers involved in documenting contractual insurance requirements.
Commercial property held in the insured’s care
Analyzed bailee-related coverage provisions, vendor insurance requirements, placement representations, and producer practices concerning customer property.